Chapter 13 Bankruptcy Rules Augusta GA

If you are about to loose your home in foreclosure, you should seriously consider filing a bankruptcy petition. This can stop the foreclosure process and allow you time to regroup and try to work out a plan to keep the home. Bankruptcy may also help past defaults and make future payments. You can apply for either chapter 7 or chapter 13 bankruptcy. Either one will give you the automatic stay. Now if you are trying to keep away from foreclosure use chapter 13, it can be quite helpful in that situation. The automatic stay will momentarily stop the foreclosure proceedings as well. A foreclosure appearing on your credit report may be worse than a bankruptcy filing. If you successfully complete get a discharge, you might be in the position to refinance your home or sell and purchase a new home.

If a foreclosure has been completed before the bankruptcy is filed the home can still be lost. Under Chapter 13 Bankruptcy rules it is necessary for the home mortgage to be brought up to date within the three year period. If there is not enough evidence to support a debtor's claim that they can catch up payments then Chapter 13 Bankruptcy laws may not allow for a Chapter 13 Bankruptcy to proceed.

We are bankruptcy attorneys based in Augusta, GA (Georgia). We serve clients in Augusta, GA (Georgia) and throughout the CSRA, including Columbia County, Richmond County, Lincoln County, McDuffie, Jefferson and Burke Counties, Evans, Appling, Waynesboro, Louisville, Thomson, Lincolnton, Girard Georgia & Aiken, South Carolina & North Augusta SC. Contact us. We can help you file for bankruptcy.

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We are Augusta GA bankruptcy lawyers and bankruptcy attorneys in Augusta - Evans Georgia that assist their clients in filing for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy in Augusta GA.