Filing A Bankruptcy Petition In Augusta Georgia

If you are about to loose your home in foreclosure, you should seriously consider filing a bankruptcy petition. This can stop the foreclosure process and allow you time to regroup and try to work out a plan to keep the home. Bankruptcy may also help past defaults and make future payments. You can apply for either chapter 7 or chapter 13 bankruptcy. Either one will give you the automatic stay. Now if you are trying to keep away from foreclosure use chapter 13, it can be quite helpful in that situation. The automatic stay will momentarily stop the foreclosure proceedings as well. A foreclosure appearing on your credit report may be worse than a bankruptcy filing. If you successfully complete get a discharge, you might be in the position to refinance your home or sell and purchase a new home.

Once you receive your bankruptcy discharge, you no longer legally owe your creditors for any discharged debts. You can resume your economic life without court supervision, except you must tell the court if you receive or become eligible to receive an inheritance, insurance proceeds, or proceeds from a divorce settlement within 180 days of the date you originally filed your papers.

We are bankruptcy attorneys based in Augusta, GA (Georgia). We serve clients in Augusta, GA (Georgia) and throughout the CSRA, including Columbia County, Richmond County, Lincoln County, McDuffie, Jefferson and Burke Counties, Evans, Appling, Waynesboro, Louisville, Thomson, Lincolnton, Girard Georgia & Aiken, South Carolina & North Augusta SC. Contact us. We can help you file for bankruptcy.

---------------------
We are Augusta GA bankruptcy lawyers and bankruptcy attorneys in Augusta - Evans Georgia that assist their clients in filing for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy in Augusta GA.